Fixed benefits in travel insurance are too good to be true, right?

Not with Berkshire Hathaway Travel Protection. Our fixed benefits are just as easy as they sound.

Trying to understand how fixed benefits work for your clients? Say they’re traveling to Tahiti for a much-anticipated vacation. Their bags never come around on the luggage carousel … ugh. That trip to paradise is off to a rough start. They file a report with the airline and hang onto it, because they know they’ll need it later to file a claim.

What would happen now?

With traditional travel insurance:

Next day

File a claim? Now? Your client’s on vacation in Tahiti, and filling out forms and attaching receipts is the last thing on their minds. All they want to worry about is buying a new swimsuit.

Three days later

Bags show up. Hallelujah! They can ditch the itchy swimsuit they bought while waiting for their luggage to show up.

After returning home

Now your clients have time to file that baggage delay claim. They scan and upload the airline report … but wait. Where are the receipts from everything they purchased to get through until their bags showed up? They’re able to locate the receipts for a toothbrush and deodorant, but not the ones for a swimsuit and clothes. Guess a small reimbursement is better than no reimbursement.

With ExactCare^® Extra™'s fixed benefits:

Twelve hours later

Your client is out buying a new swimsuit, toothbrush and other essentials. With ExactCare Extra's fixed benefits, your clients can file a claim immediately – no waiting. With our pic-and-a-click claims process, they can upload a photo of the airline report using BHTP’s mobile app – and that’s it! No need to worry about receipts or proving the value of items purchased.

Next day

Your client’s claim is approved and $150 is deposited into their specified account, including PayPal or a checking account via a debit card, via BHTP Burst. No need to even think about leaving the beach.

Three days later

Bags show up. That's a relief, isn't it?

After returning home

There isn’t a single thing your client has to do except dream of their next vacation.

Your clients will not only thank you for planning an awesome vacation to Tahiti, they’ll be thankful you offered them BHTP’s ExactCare Extra with fixed benefits. It’s an easy, fast plan that reimburses your customers while they’re still on vacation.

*Fastest payments on approved claims when debit card or other EFT method is chosen as preferred payment method. Speed of transaction varies by processing financial institution.

The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Berkshire Hathaway Travel Protection is the name for the travel insurance products (including ExactCare) underwritten by Berkshire Hathaway Specialty Insurance Company, Central States Indemnity Company of Omaha, National Liability and & Fire Insurance Company, and National Indemnity Company. Visit www.bhtp.com or call 844-411-BHTP for more information.