Competitive rates from KOA RV and Boat Loan Center. View Email in Browser
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Whether you purchase a new or used RV at a nearby dealer, a dealer across the country or from a neighbor down the street, these rates remain the same.
View the complete listing of financing Options
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Receive up to $400 as a KOA Gift Card when you close your loan. Amount varies by loan amount.
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Reduced loan processing fee (up to a $200 value) for KOA Value Kard Rewards members!
Learn More About VKR
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Class A, B, C & Super C Motorhomes • Full-Timers • Bus Motorhomes • Travel Trailers and 5th Wheels Power and Sail Boats • High-Performance Boats, and More!
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*Estimated APR (Annual Percentage Rate). Subject to consumer loan program requirements and credit approval. Rates and terms may vary with market conditions and are subject to change without notice. Rates may vary by loan amount, loan term, vehicle use, model year and type of RV. Certain fees, closing costs, and restrictions may apply. APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days after the loan is approved. APRs may vary with loan term. RV must be 2007 model year or newer; for RV model year 2007 to 2008, add .25% to above rates. Maximum loan term is based on loan amount. Maximum loan amount is calculated using an advance percentage determined by FICO score. Collateral value established using NADA wholesale value (without adds) including mileage adjustment (+/-); multiplied by 110%. Example of a recreational use RV loan: A $55,000 loan for 15 years with an APR of 5.39% has 180 monthly payments of $446.19 each. Information is accurate as of March 5, 2018. KOA Camping Gift Card is issued 8-10 weeks after the loan is closed.

Full-Timers (applicants who use their RV as a principal dwelling) do not qualify for this offer. Full-Timer rates and terms are available on the website.

RV loans offered through Essex Credit, a division of Bank of the West.

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