*Estimated APR (Annual Percentage Rate). Individual rate may vary based on loan amount, loan term, vehicle use, model year and type of collateral. Subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may apply. Rates and terms may vary with market conditions and are subject to change without notice. APR applied to the loan is the APR in effect on the date the application is received and is valid for 30 days. Full-Timers do not qualify for this offer; see website for Full-Timer rates and terms. RV must be 2009 model year or newer; for RV model year 2009 to 2010, add .25% to above rates. Maximum loan term is based on loan amount. Maximum loan amount is calculated using an advance percentage determined by FICO score. For RV, collateral value established using NADA guide wholesale value (without add-ons) including mileage adjustment (+/-); multiplied by 110%. Refinance example of a recreational use RV loan: A $65,199 loan (includes a $199 processing fee) for 5 years with a fixed interest rate of 3.872% would have an APR of 3.99% and 60 monthly payments of $1,196.98. This is only an example and the APR and processing fee may differ for your specific transaction. Information is accurate as of May  26, 2020, the date this email was sent. See website for current rates and terms.

^KOA Camping Gift Card is issued 8-10 weeks after the loan is closed.

KOA RV Loan Center provided through
Essex Credit, A division of Bank of the West © 2020 Bank of the West.
Member FDIC. Equal Housing Lender.  Doing business in South Dakota as Bank of the West California. NMLS ID # 19116.