KOA

This holiday season, put yourself on the gift list and get the RV you've had your eye on. The KOA RV Loan Center by Essex Credit can help you get the perfect new or used RV with these great rates.

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Apply by December 10, 2021, to Take Advantage of These Recreational Use APRS1 - New lower rates

Rates remain the same whether you purchase a new or used RV from a dealer or an individual.

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Special Gift Card Offer - Get a KOA gift card worth up to $400 compliments of Essex Credit, good toward camping stays. Gift card amount is based on loan amount.

Save on Loan Fees - Reduce your loan processing fee up to $200.

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¹Estimated APR (Annual Percentage Rate) based on a 5 year loan term; individual rate may vary based on the loan amount, loan term, vehicle use, model year and type of RV. Subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may apply. Rates and terms are subject to change based on market conditions and borrower eligibility. APR applied to the loan is the APR in effect on the date the application is received and is valid for 60 days. Full-Timers do not qualify for this offer; see website for Full-Timer rates and terms. RV must be 2010 model year or newer; for RV model year 2010 to 2011, add .25% to above rates. Add 1.00% to above rates for truck campers, folding camping trailers and horse trailers with living quarters (listed in NADA guides). Reduce .25% from above rates for 100% Electric motor RVs. Each rate adjuster applies independently; multiple rate adjusters may apply for a single request. Maximum loan term is based on loan amount. Maximum loan amount is calculated using an advance percentage determined by FICO score. For RV, collateral value established using NADA guide wholesale value (without add-ons) including mileage adjustment (+/-); multiplied by 110%. Payment example: A refinance of a recreation vehicle use RV loan. A $60,199 loan (includes a $199 processing fee, discounted from $399) for 5 years with a fixed interest rate of 3.61% would have an APR of 3.74% and 60 monthly payments of $1,097.97. This is only an example and the APR may differ for your specific transaction. Loans with longer terms may have higher rates. Information is accurate as of November 5, 2021, the date this email was sent.

²KOA Camping Gift Card is issued 8-10 weeks after the loan is closed.

³Official fees such as state title, state registration, FL doc stamp fee and/or UCC filing fees may apply.

KOA RV Loan Center provided through Essex Credit, A division of Bank of the West

© 2021 Bank of the West | NMLS ID # 19116 | Member FDIC | Equal Housing Lender

Doing business in South Dakota as Bank of the West California.

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